SellMoreLife.com

TERMS OF SERVICE

This web site, herein referred to as "the Site", is provided for the benefit of the insurance community by SellMoreLife.com Representatives. By using the Site, you are agreeing to abide by the Terms of Service below. We have created these rules and guidelines to protect you and to ensure that the Site is private and informative to everyone. This site is offered to you, the user, conditioned upon your acceptance without modifications of the terms, conditions and notices contained herein (the "Agreement").

1. Acceptance of Terms of Service
The Site is provided to you by SellMoreLife.com Representatives under these Terms of Service. Although portions of the Site may be viewed simply by visiting the Site, access to certain membership services may require you to sign on as a member of the Site. If you sign on as a member, these Terms of Service will govern your use of the Site, including access to all membership services detailed at registration. These Terms of Service govern your use of the Site and all services provided in connection with the Site.  The Site shall not be liable to you for any breach of these Terms of Service. If you do not agree to these Terms of Service, please do not register for or enter the Site. The Terms of Service for your continued use of the Site will be available throughout the Site. Please check these areas before using the site to determine whether a change has been made. If you do not agree to the changes to these Terms of Service as they may occur, please arrange to terminate your registration with the Site immediately (i) by notifying a SellMoreLife.com Representative of your unwillingness to accept the changes to the Terms of Service; and (ii) by discontinuing your use of the Site. Your continued use of the Site will signify your acceptance of any changes in the terms and conditions set forth herein.

From time to time the Site may supplement these Terms of Service with additional terms pertaining to specific content or events, ("Additional Terms"). Additional Terms may be placed on the Site to be viewed in connection with the specific content or events and shall be identified as such. You understand and agree that such Additional Terms are hereby incorporated by reference into these Terms of Service.

2. Registration Information/Privacy Policy
If you register for membership in the site, you will be required to provide us with the following information: your name, address, e-mail address, primary company and member name. In addition, you may choose to provide the Site with additional information, including other demographic information upon request.

Except as provided herein, the Site will not sell to any third party your name, address, e-mail address or member name, except to the extent necessary to comply with applicable laws, police investigations, or in legal proceedings where such information is relevant. The Site allows access to database information by third parties providing technical services, such as e-mail but only to the extent necessary to provide you with those services. In those instances, the third party is bound by these terms. Your informed consent shall be in the form of an "opt in" or similar policy. In addition, you agree that the Site may assign, sell, license or otherwise transfer to a third party, your name, address, e-mail address, member name and any other personal information in connection with an assignment, sale, joint venture, or other transfer or disposition of a portion or all of the asset or stock of the Site or its affiliated entities.

The Site reserves the right to offer you third party services and products based on the preferences that you identify during the registration process and based on your subsequent preferences; such offers may be provided to you by the Site.

3. Terminations
The Site reserves the right, at its sole discretion, to immediately and without notice suspend or terminate (i) these Terms of Service; (ii) your registration with or ability to access the Site and/or any other services provided to you by the Site upon any breach by you of the Terms of Service.

4. Modification of these Terms of Service
The Site may modify these Terms of Service from time to time in its sole discretion. Each time you log on to the Site you will be deemed to have accepted any such changes.

5. Modifications to the Site
The Site may be modified or discontinued without notice to you and without liability to you or any third party.

6. Content of Messages
You alone are responsible for the content of your messages and the consequences of any such messages. The Site reserves the right to terminate your registration if it becomes aware and determines, in its sole discretion, that you are violating any of the following guidelines.

Any use by you of any other subscriber's information, personal or otherwise, for any commercial purpose or to obtain direct financial gain (e.g. mass marketing) is prohibited. Any such use shall be deemed to be a violation of these Terms of Service. The Site is to be used by you for your personal use only. Commercial uses of the Site are strictly prohibited unless prior written consent from the Site has been granted. You agree that you will not use the Site for chain letters, junk mail, "spamming", commercial or non-commercial solicitations or bulk communications of any kind including but not limited to distribution lists to any person who has not given specific permission to be included in such a list.

You further agree not to use the Site to send or post on message boards or any place on the Site, any message or material that is unlawful, harassing, libelous, defamatory, abusive, threatening, harmful, vulgar, obscene, profane, sexually oriented, threatening, racially offensive, inaccurate, or otherwise objectionable material of any kind or nature or that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law or regulations, or encourage the use of controlled substances. The Site reserves the right to delete any such material from the site. The Site will cooperate fully with any law enforcement officials and/or agencies in the investigation of any person or persons who violate the Terms of Service contained in this section.

You agree not to impersonate any other person or entity, whether actual or fictitious, including impersonating an employee or consultant of the Site. You further agree not to use an inappropriate member name of any kind.

You acknowledge that (i) the Site permits access to content that is protected by copyrights, trademarks and other intellectual and proprietary rights ("Rights"); (ii) these Rights are valid and protected in all media and technologies existing now or later developed; and (iii) except as explicitly provided otherwise, the Terms of Service and applicable copyright, trademark and other laws govern your use of such content. You may not post to the Site, copy, reproduce, retransmit, distribute, publish, commercially exploit or otherwise transfer any material subject to any Rights. The burden of determining that any information, software, images or any other content on the Site is not protected by Rights rests with you. You acknowledge that the Site may acquire Rights to use any posted materials as described below, and that you will not acquire any of those Rights by downloading such materials.

By submitting content, which shall include your member name, to any "public area" of the Site, you grant the Site and its affiliates a royalty-free, perpetual, irrevocable, non-exclusive right (including any moral rights) and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display the content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed, for the full term of any Rights that may exist in such content. You also warrant that the holder of any Rights, including moral rights in such content, has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above. You also permit any subscriber to access, display, view, store and reproduce such content for personal use. Subject to the foregoing, the owner of such content placed on the Site retains any and all rights that may exist in such content.

7. Third Party Services
You may order services, receive information or merchandise through the Site from other persons not affiliated with the Site. All matters concerning merchandise, information and services desired from these affiliates and partnerships, including but not limited to purchase terms, warranties, guarantees, maintenance and delivery, are solely between you and the affiliate or partner of the Site. The Site makes no warranties or representations whatsoever with regard to any goods, services or information provided through these affiliates or partnerships. You will not consider the Site nor will the Site be construed as a party to such transactions, whether or not the Site may have received some form of revenue or other remuneration in connection with the transaction or be liable for any costs or damages arising out of, either directly or indirectly, you or any other person involved or related to the transaction.

The Site may include special routing icons which may be located within the Site, the activation of which will allow you to access and learn more about the Site and other services provided by the Site or its affiliates or partnerships whereby the use of such icons is free of additional charges to you. WHEN YOU ACCESS ANY OTHER SERVICES, THE AGREEMENTS AND POLICIES RELATING TO THE USE OF THESE SERVICES WILL GOVERN YOUR RIGHTS AND OBLIGATIONS.

8. Registration and Password
You are responsible for maintaining the confidentiality of your registration and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Site of any unauthorized use of your registration or password.

9. Disclaimer of Warranties
YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE SITE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

THE SITE MAKES NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES THE SITE MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE. THE SITE WILL NOT BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHETHER FORSEEABLE OR NOT, WHICH MAY RESULT FROM THE UNAVAILABILITY OR MALFUNCTION OF THE SITE.

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND /OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND OR DATA.

YOU UNDERSTAND AND AGREE THAT THE SITE DOES NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY INFORMATION IN OR PROVIDED IN CONNECTION WITH THE SITE. THE SITE IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS OR FOR THE RESULTS OBTAINED FROM THE USE OF SUCH INFORMATION. THE INFORMATION IS PROVIDED WITH THE UNDERSTANDING THAT NEITHER THE SITE NOR ITS MEMBERS, WHILE SUCH MEMBERS ARE PARTICIPATING IN THE SITE, ARE ENGAGED IN RENDERING LEGAL, ACCOUNTING, COUNSELING OR OTHER PROFESSIONAL SERVICES OR ADVICE. THE SITE ENCOURAGES YOU TO SEEK APPROPRIATE PROFESSIONAL ADVICE OR CARE FOR ANY SITUATION OR PROBLEM, WHICH YOU MAY HAVE.

THE SITE SHALL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED, OR ALLEGED TO HAVE BEEN CAUSED, DIRECTLY OR INDIRECTLY, BY THE INFORMATION OR IDEAS CONTAINED, SUGGESTED OR REFERENCED IN THIS SERVICE AREA. YOUR PARTICIPATION IN THE SITE IS SOLELY AT YOUR OWN RISK. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SITE OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

THE SITE MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE SITE OR ANY TRANSACTIONS ENTERED INTO THROUGH THE SITE.

THE SITE IS NOT RESPONSIBLE FOR THE CONTENT ON THE INTERNET OR WORLDWIDE WEB PAGES THAT IS CONTAINED OUTSIDE THE SITE. AS A CONVENIENCE TO OUR MEMBERS, WE MAY PROVIDE LINKS TO RESOURCES, WHICH ARE BEYOND OUR CONTROL. WE MAKE NO REPRESENTATIONS AS TO THE QUALITY, SUITABILITY, FUNCTIONALITY OR LEGALITY OF ANY SITES TO WHICH WE MAY PROVIDE LINKS, AND YOU HEREBY WAIVE ANY CLAIM YOU MIGHT HAVE AGAINST THE SITE WITH RESPECT TO SUCH SITES.

10. Limitation of Liability
THE SITE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, RESULTS FROM THE USE OR THE INABILITY TO USE THE SITE OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGE RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE SITE OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF THE SITE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Promotional Messages
The Site and/or third parties may, from time to time, send e-mail messages to you containing advertisements, promotions, etc. The Site makes no representation or warranty with respect to the content of any such e-mail messages or any goods or services that may be obtained from such third parties, and you agree that neither the Site nor such third party shall have any liability with respect thereto.

12. Indemnification
You agree to indemnify and hold each of the Site, their parents, subsidiaries, affiliates, partners, officers and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site, the violation of these Terms of Service by you, or the infringement by you, or any other subscriber of your account, of any intellectual property or other right of any person or entity.

13. Applicable Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Colorado, without giving effect to its conflict of law provisions.

15. Remedies for Breach of these Terms of Service by You
In the event that the Site determines, at its sole discretion, that you have breached any portion of these Terms of Service, or have otherwise demonstrated conduct inappropriate for the community of the Site, the Site reserves the right to (i) warn you via e-mail that you have violated these Terms of Service; (ii) delete all content provided by you or your agent(s); (iii) discontinue your registration with the Site and/or any other Site community member; (iv) notify and/or send content to and/or fully cooperate with the proper law enforcement authorities for further action; and/or (v )any other action which the Site deems to be appropriate.

16. Miscellaneous
In the event that any provision of the Terms of Service conflicts with the law under which the Terms of Service are to be construed or if any such provisions are held invalid by a court with jurisdiction over the parties to the Terms of Service, such provision will be deemed to be restated to reflect as nearly as possible the original intentions of the parties in accordance with applicable law, and the remainder of these Terms of Service will remain in full force and effect.

The failure of either party to insist upon or enforce strict performance by the other party of any provision of the Terms of Service or to exercise any right under the Terms of Service will not be construed as a waiver or relinquishment to any extent of such party's right to assert or rely upon any such provision or right in that or any other instance, rather, the same will be and remain in full force and effect.

The Site may assign its rights and obligations under these Terms of Service and upon such assignment the Site may be relieved of any further obligation hereunder.

You represent to the Site that you have the authority to register with the Site according to these Terms of Service.

These Terms of Service and any additional Terms (as such terms shall be identified when posted on the Site) constitute the entire understanding between the parties as to subject matter hereof, and supersede all prior agreements and understandings. Any legally unenforceable provision of these Terms of Service will, at the election of the Site, be deleted or modified to correct the defect and, regardless, the remainder of the terms of these Terms of Service will remain valid and enforceable.

 

SellMoreLife.com Representatives
An Affiliate of Exceptional Leadership, Inc.

Questions?

877-977-8956
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